Disability

IHC offers a variety of group disability products primarily underwritten through Madison National Life. We write both short term (STD) and Long Term Disability (LTD) plans. We also write NY DBL, a statutory short term disability product in the state of NY. DBL coverage is underwritten by Standard Security Life.

In addition to standard short and long term group disability products, Madison National Life, offers voluntary long term disability programs voluntary short term disability coverage, and administers self funded employer short term disability plans.