 | Short Term Medical (STM) | | IHC offers short term medical solutions to individuals with temporary insurance needs, and is the largest writer of 12-month STM products in the United States. IHC provides medical insurance options from one to 36-months. Nearly all applications are issued online.
Among the typical purchasers of short-term products are self-employed professionals, recent college graduates, persons between jobs, employed individuals not currently eligible for group insurance, and others who need insurance for a specified period of time.
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